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Since 2014,
Operating in Kenya.


Our Background

Hatua Micro Capital, formerly Timiza Capital, was established and registered in 2014 by the department of social development to offer financial services to SME's and small enterpreneurs .
Later on, Hatua Microcapital successfully registered as a Private Limited Company offering different types of loan products to all, either as individuals or as part of a group.

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Making Your Dreams Real

Hatua Micro Capital Ltd

Hatua Micro Capital

Offers the best loan products in the country

Our Mission

To offer financial and training solution to positively impact our customers and improve their lives.

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Our Vision

To be a financial partner that small scale traders can trust and rely on

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Our Core Values

  • Integrity
  • Commitment to excellence
  • Customer focus
  • Accountability
  • Inclusiveness